Attic Inspection For Fha

However hud fha does not have a real definition of attic in their documentation.

Attic inspection for fha.

An fha inspection is conducted by a licensed hud approved property appraiser. Fha appraisers are required to observe the attic area. Here s what fha has to say. At a minimum the appraiser must enter head and shoulders into the attic.

Because there is no definition of attic assumptions have been made by fha and appraisers that the attic includes any space above the ceiling and below the roof inside dwellings despite that space in modern design homes typically not having any flooring. In addition its structural integrity can t be in danger of being compromised. In cases where access through a scuttle is limited and the appraiser cannot fully enter the attic the insertion of at least the head and shoulders of the appraiser will suffice. This means that if the appraiser cannot fully enter the attic a simple head shoulders inspection is adequate.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. Fha appraisers fha has always had a requirement for appraisers to inspect attics. This means that if the appraiser cannot fully enter the attic a simple head shoulders inspection is adequate. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.

The appraiser must observe the interiors of all attic spaces. In cases where access through a scuttle is limited and the appraiser cannot fully enter the attic the insertion of at least the head and shoulders of the appraiser will suffice. Here s what fha has to say. Is an attic inspection required for fha.